Families share the moments of life. Moving into your first home. Picking up your son from school. Walking your daughter down the aisle.

But, what if something were to happen to a member of your family, you or your spouse. Would you be able to pay the bills?

Who would care for your family?

How would you cover the future needs of your children?

Life insurance can help you protect the most important people in your life — your family.

Family term insurance can help you provide protection for your entire family under a single policy. Now, getting that life insurance coverage has never been easier or more affordable. You can save on premiums, while everyone gets the coverage they need.

Initially, term life insurance may fit your family needs. You and your spouse can purchase term insurance and pay the same low premium for the term of the policy. As your life circumstances change, you and your spouse have the opportunity to convert your coverage to permanent insurance that may last as long as you live.

Optional coverages or riders to help protect other members of your family may be available.

Instead of dealing with separate policies, you can get life coverage for your whole family with just one policy. And, the cost of the riders is more affordable than purchasing separate policies for each family member.

When sharing the moments of life, it’s comforting to know your whole family is protected. Talk with an insurance professional to help ensure you have the coverage you need and the protection your family deserves.

Stuart Heflin is a Natchez-based insurance agent with State Farm Insurance. He can be reached by calling 601-442-9138.